Business Insurance Brokers

You need insurance protection to assist with repairing or replacing your assets should they suffer accidental loss or damage from various causes.

These assets could include:

Business interruption insurance provides a safety net to compensate for the shortfall in income while you can’t operate. It can be the difference between whether your business can recover or not.

Cleaning up, conducting repairs, replacing lost equipment, and even moving to new premises can incur costs that you didn’t budget for.

A business interruption insurance policy will cover you for lost income, ongoing costs such as employee wages, or extra costs to maintain production. Getting the right cover might be complex, but it is essential.

Liability insurance covers a range of products that protect people from being held personally and financially responsible for the things they do (or fail to do) during their work.

It also protects businesses when their products or employees cause or are alleged to have caused damage to property belonging to other parties.

Cyber liability protection helps businesses mitigate the financial risks associated with cyber-attacks, data breaches, and other cyber-related incidents, providing coverage for expenses and liabilities that arise from these events.

Professional indemnity insurance provides businesses with coverage against claims of negligence, errors, omissions, or breaches of duty in their provided services.

This type of coverage is important for businesses that provide professional advice and services to clients.

As a landlord, your insurance needs to include appropriate coverage for your property in case of accidental damage, as well as for rent losses during the time it takes to complete repairs and find new tenants.

As a tradie, you need to be able to keep your business going even if something untoward happens, like the theft of tools or damage to your van or ute. The right kind of insurance policy protects you and your livelihood, ensuring your business keeps ticking along.

This sector is exposed to a number of risks, from damaged property to legal costs, due to allegations of poor advice, faulty design, and project mismanagement. The correct protection for your business through proper insurance is the best way to ensure your continued success.

Manufacturing is a large part of New Zealand's economy. Adequate insurance and risk management advice are critical to protecting your business.

Loss or theft of electronic data, be it yours or your clients, can threaten your business and often requires specialists to manage the recovery of your data and even your reputation. As a relatively new risk area, it’s essential to check whether your current insurance covers you or if you need to consider a specialist policy.