Greenlight Insurance Brokers: Your partner in liability and logistics coverage
Insurance solutions from experienced brokers
Best fit now and for the future
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New Zealand wide - Kaitaia to Bluff

Rural Insurance Brokers

Essential Protection for New Zealand Farmers and Lifestyle Block Owners
Rural insurance protects your farm and lifestyle properties against risks such as property and vehicle damage, liability & natural disasters – allowing owners to focus on what matters most. Talk to our specialist brokers today. Our expert guidance will help you secure the right coverage to meet all your rural insurance needs.

What you can protect:

Rural buildings and equipment

Protecting your valuable assets, including:
  • Cowsheds
  • Woolsheds
  • Implement sheds
  • Haybarns
  • Silos
  • Irrigators
  • Machinery & tools
  • Milk
  • Fencing
  • Feed & more

Rural vehicles and implements

Provides coverage for accidental damage, fire, and theft of your vehicles, including:
  • Farm Utes
  • Trucks
  • Tractors
  • Harvesters
  • Trailers
  • Farm Bikes
  • Spreaders
  • Mowers and more

Rural business interruption

Covers the accidental disruption of normal farming operations due to unforeseen events such as natural disasters, equipment damage, or supply chain issues.

Rural liability

Coverage for third-party property damage or bodily injury claims, as well as protections against unintentional breaches of New Zealand statutes, such as the Resource Management Act.

Rural home and contents

Coverage for farm residences and personal belongings, typically as part of a comprehensive farm insurance package.
Talk to our brokers today to find the right coverage for our unique needs and farming operations.

Expert insurance solutions for the rural sector

  • Specialist insurance for the farming industry to protect assets and liabilities.
  • Coverage options range from lifestyle blocks to rural commercial operations.
  • Tailored insurance solutions for rural contractors.
Working with clients across New Zealand.
Rural - Taking care of you

How our process works

1. Initial Consultation:
We’ll start with an initial review to understand your unique rural insurance needs.
2. Risk Evaluation:
We'll gather comprehensive details about your assets, liabilities, and desired coverage to determine the appropriate level of protection.
3. Policy Recommendations & Customisation
Your broker will research the best policies for your budget and needs. We collaborate with insurance providers to customise coverage that better suits your requirements.
4. Ongoing Support
Once your policy is in place, your rural insurance broker will continuously review your coverage, assist with claims, and provide ongoing support and guidance.

Specialist rural and farm insurance that really covers your needs

Numerous risk factors, such as weather events and natural disasters, can impact the rural sector, making it challenging to work or run a business. However, the right farm insurance can mitigate many of these issues.

We're here to ensure you have the right cover. Talk to one of our rural insurance brokers today.

Your farm assets

Rural insurance assists with the repair or replacement of your assets in case of accidental loss or damage from various causes. Coverage can include:
  • Buildings, fencing, pumps, irrigators, silos, and bridges
  • Farm tractors and other vehicles
  • Bulk milk farm stores
  • Farm home and contents

Your legal responsibilities

The right coverage protects you and your employees against potential liabilities under the Workplace Health & Safety Act, the Resource Management Act, and incidents of stock escaping from your property.

Rural contractors

For the services you provide as a contractor, you need coverage for accidents resulting in damage to property, both yours and others. We can also help you find the right protection for alleged breaches of your legal responsibilities.
  • Commercial Motor Fleet
  • Mobile Plant
  • Earthmoving Equipment
  • Liability Insurance
We understand the risks you face and the right steps to mitigate them. Talk to the Greenlight team today to discuss your needs.

Farm & Rural Case Studies

CASE STUDY #1
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
CASE STUDY #2
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
CASE STUDY #3
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

FAQ on Rural and Farm Insurance

Farm and lifestyle insurance is essential to protect your property, assets, and liability risks.

These policies provide coverage for buildings and property, ensure business continuity, and offer peace of mind for those living in rural areas. Our brokers collaborate with providers to customise policies to meet your specific needs, safeguarding your livelihood and assets.

Partnering with an insurance broker provides you with expert advice, a variety of insurance options, and customised solutions for your specific needs. At Greenlight, our brokers can identify potential risks, negotiate better terms, and provide ongoing support during claims and policy reviews.

Ultimately, working with an insurance broker ensures you get the best value for your investment and helps you navigate the complex insurance and regulatory landscape.

Our brokers can help identify potential risks and find the right policy for your farm. Farming operations face numerous risks, including but not limited to:
  • Damage to property, equipment, and machinery
  • Business interruption
  • Theft and vandalism
  • Natural disasters
  • Liability risks

We recommend reviewing your policies at least annually. Regular reviews will ensure your coverage is adequate and up to date with any changes in your farm’s operations, property, or assets.

In addition to annual reviews, your broker is available to assist you with any changes, such as purchasing new machinery or expanding or modifying buildings. Our insurance brokers will regularly review your policies to identify gaps in coverage, adjust for new risks, and ensure your farm has the protection it needs.

Common factors can influence the cost of your insurance, including:
  • The type of coverage
  • Size and value of the farm
  • Location and associated risks
  • Your claims history
  • Number, age, and condition of buildings, structures, and farm equipment
  • Policy excesses and coverage limits
These are just some of the many factors considered when determining the overall cost of your insurance policy. Talk to your broker today to discuss the cost of your coverage.

If you need to update your policy, contact your insurance broker. We will provide expert advice and guidance on your coverage, making any necessary adjustments to your policy.

Get In Touch

Call or email us using the details below, or please fill out the form, and we will contact you as soon as possible.

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0800 55 54 53

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Rural - Taking care of you