Greenlight Insurance Brokers: Your partner in liability and logistics coverage
Insurance solutions from experienced brokers. Best fit now and for the future
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New Zealand wide - Kaitaia to Bluff

Landlords

Greenlight’s business insurance brokers work alongside clients to find the best coverage for your business

In today’s digital landscape, cyber threats are not a matter of if, but when.

Whether you're a sole trader or a growing enterprise, your business is exposed to risks like ransomware, phishing, data breaches, and system outages. These incidents can lead to financial loss, reputational damage, and legal liabilities.

What type of insurance will help protect me?

Trusted Insurance Brokerage Since 1987

Professional Indemnity Insurance

This is the cornerstone for consultants. It protects against claims of negligence, errors, or omissions in the advice or services provided. For example:
  • Miscalculations
  • Missed deadlines
  • Incorrect advice
  • Lost documentation
Policies typically offer limits from NZD $1M to $20M depending on the profession and risk exposure.
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Trusted Insurance Brokerage Since 1987

Public Liability Insurance

Covers third-party property damage or personal injury caused during business operations. This is especially important for consultants who meet clients in person or work on-site.
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Trusted Insurance Brokerage Since 1987

Statutory Liability Insurance

Protects against unintentional breaches of legislation such as health and safety laws or the Resource Management Act (RMA) . This is particularly relevant for consultants handling sensitive data or operating in regulated industries.
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Trusted Insurance Brokerage Since 1987

Portable Equipment Insurance

Optional but useful for consultants who rely on laptops, mobile devices, or other portable tools. Covers theft, loss, or damage away from the.

To ensure you have the right coverage tailored to your consulting practice, reach out to one of Greenlight's expert Brokers today. They can provide personalised advice and help you navigate the options that best fit your needs.
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What Landlord Insurance Covers

Owning a rental property is a business—and like any business, it faces risks. Landlord’s insurance is designed to protect your income and assets from those risks. Here’s why it matters:

Protects Your Rental Income

If your property becomes uninhabitable due to an insured event—like fire, flooding, or accidental damage—landlord’s insurance can cover the loss of rent while repairs are underway. This is especially important if your rental income supports mortgage payments or other financial obligations.

Covers Tenant-Related Risks

Standard home insurance often excludes damage caused by tenants. Landlord’s insurance includes cover for: 1: Malicious or intentional damage by tenants or their guests. 2: Theft of landlord-owned items such as appliances or furnishings. 3: Non-payment of rent, including situations where tenants vacate without notice or are evicted.

Includes Liability Protection

If a tenant or visitor is injured on your property and you’re found legally responsible, landlord’s insurance can cover legal costs and compensation claims.

Business Interruption Cover for Commercial Properties

This acts as income protection for commercial landlords. If your rental income is interrupted due to an insured event, business interruption insurance helps cover ongoing costs like mortgage repayments and property maintenance. However, it only applies if there’s a valid claim under your material damage policy.

Tailored Extensions

Policies can be customised with extensions such as landlord’s contents cover for items like stoves, dishwashers, and built-in appliances.

Why Work with a Broker?

Greenlight Insurance Brokers can help tailor your policy to your specific property and tenant profile, ensuring you're covered for exactly what you need.

Reduce the burden of interruption to your business with tailored insurance

  • Protect your assets against damage or loss
  • Protect your business against loss of productivity and income
  • Protect your business, your managers, directors, and owners from liabilities
Working with businesses across New Zealand

Frequently Asked Questions About Business Insurance

Small business insurance options include:
  • Commercial Property/assets
  • Business interruption
  • Commercial Vehicle
  • Public Liability
  • Professional Indemnity
  • Cyber Insurance.
These cover a range of risks, from legal liabilities to property damage and data breaches.

Public liability insurance protects your business against claims for injury or damage caused to third parties due to your business activities. This coverage is essential to cover your legal liability for third party property damages and also your legal defence costs.

Working with our insurance brokers, we’ll help you assess your business’s risks, assets, and potential liabilities. We’ll help tailor coverage to meet your specific needs and ensure your business remains adequately protected.

Several factors will affect the overall cost of your business insurance policies, including:
  • Type and Amount of Coverage: Different types of insurance (e.g., general liability, property, professional liability) and the coverage limits affect costs.
  • Size and Nature of Your Business: Larger businesses and those in high-risk industries (like construction) typically face higher premiums.
  • Location: Costs vary based on geographic location and the area's risk of natural disasters and crime.
  • Policy Excesses and Limits: Higher Excesses can reduce premiums.
Our brokers can work with your business to tailor a policy that balances coverage needs and costs.

Get In Touch

Call or email us using the details below, or please fill out the form, and we will contact you as soon as possible.

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0800 55 54 53

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Landlords - Taking care of you